For instance, if you are older you have less time to recover from any major losses, and you may well wish to boost your pension income.

may / might / could well … ^{used to say that sth. is likely to happen or is likely to be true （某事） 可能（发生或是真的）}

• Over the years one may well become an authority on one's hobby and will very probably be  asked to give informal talks to little gatherings and then, if successful, to larger audiences.
• Apart from moral considerations this is a stupid method of training, for it produces a resentful animal who at a later stage may well turn man-killer.
• … and the railway of the future may well be the 'hovertrain', …
• Indeed, it may well be that those whose work is their pleasure are those who most need the means of banishing it at intervals from their minds.
• Another patient might equally well complain that her neighbours were combining to slander her and persecute her, and yet one might be cautious about believing this statement.
• Given the traffic, you may well wish to leave earlier than planned. ^{考虑到交通状况，你很可能希望比计划更早离开。}

wish to do sth. (fml.) = want to do sth. = like to do sth.^{（正式/委婉）想要做某事}

• This is the point I wish to emphasize.
• I wish to speak to the manager, please. ^{我想和经理谈谈。（多用于正式商务、法律或服务场景）}

boost ^{v. to increase or improve sth. and make it more successful 增加，提高，促进}

• The new resort area has boosted tourism.
• The government introduced policies to boost the local economy. ^{政府出台了政策来促进当地经济。}

recover from ^{从...中恢复}

• It took him a long time to recover from the severe flu. ^{他花了很长时间才从重感冒中恢复过来。}
• The company is slowly recovering from the financial downturn. ^{这家公司正在缓慢地从经济衰退中恢复过来。}
• The patient is expected to fully recover from the surgery within a week. ^{预计患者将在一周内完全从手术中恢复。}

So preserving your capital and generating extra income are your main priorities.

priority ^{n. [C] sth. important, that must be done first or needs more attention than anything else 优先的事物}

• Health insurance will be our top priority.
• Being a parent is her first priority.
• Finishing the report and preparing the presentation are our main priorities this week. ^{完成报告和准备演示文稿是我们本周的主要优先事项。}

preserving capital ^{保全/保存资本}

• The main goal of conservative investors is preserving capital. ^{保守型投资者的主要目标是保全资本。}
• The foundation is focused on preserving capital while supporting charitable causes. ^{该基金会致力于保全资本，同时支持慈善事业。}
• A low-risk investment strategy is essential for preserving capital in volatile markets. ^{在波动性市场中，低风险投资策略对于保全资本至关重要。}

generating extra income ^{创造额外收入}

• He took on a part-time job for the purpose of generating extra income. ^{他找了一份兼职工作，目的是创造额外收入。}
• Investing in dividend stocks is a way of generating extra income. ^{投资股息股票是一种创造额外收入的方式。}
• The side project proved successful in generating extra income for the team. ^{这个副业项目在为团队创造额外收入方面取得了成功。}

In this case, you'd probably construct a portfolio with some shares (but not high risk ones), along with gilts, cash deposits, and perhaps convertibles or the income shares of split capital investment trusts.

construct ^{v. to form sth. by putting different things together 构建，构成，形成}

• You must learn how to construct a logical argument.
• a well-constructed novel
• The financial analyst advised us on how to construct a portfolio balanced between growth and stability. ^{金融分析师就如何构建一个在增长和稳定之间平衡的投资组合向我们提供了建议。}
• She learned to construct a portfolio by spreading her investments across different sectors. ^{她通过将投资分散到不同行业来学习构建投资组合。}
• To mitigate risk, it is important to construct a portfolio that includes a mix of asset classes. ^{为了减轻风险，构建一个包含混合资产类别的投资组合是很重要的。}

share ^{n. [C] any of the equal parts into which the capital of a business company is divided, giving the holder a right to a portion of the profits 股份}

• People in China are eager to buy shares in new businesses. ^{中国民众热衷于购买新企业的股票。}
• Shares were floated at 585p. ^{股票最初上市价为5英镑85便士。}
• The shares have halved in value. ^{股价已经跌了一半。}

along with ^{used for mentioning additional people or things that are also included or involved in sth. 还有…；和…一起}

• Ramos was arrested along with eleven other men.
• Dunne was murdered, along with three guards.
• A little later, a man came along with a biscuit which occupied the whole boot of his car.
• The prize included a trophy along with a significant monetary award. ^{奖品包括一座奖杯以及一笔可观的奖金。}
• She attended the conference along with her colleagues from the research department. ^{她和她的研究部门的同事一起参加了会议。}
• The package contained the product along with a detailed instruction manual. ^{包裹里有产品以及一份详细的说明书。}

gilt ^{n. [C] a stock or share that is gilt-edged 金边证券(英国国债)}

gilt-edged stocks or shares do not give you much interest (=additional money) but are considered very safe as they are sold mainly by governments

• A failed gilt auction, in particular, could send sterling tumbling. ^{特别是镀金拍卖失败，很可能导致英镑贬值。}
• Mr Islam reckons overseas investors have been buying around 30% of recent gilt issuance. ^{Islam认为海外投资者购买了大约30%的金边债券。}
• The British inflation-linked gilt that is due to mature in 2016 trades on a negative real yield. ^{英国2016年到期的通胀挂钩金边债券的实际收益率也是负值。}
• Investors often buy gilts for their low risk and stable income. ^{投资者通常购买金边债券，因为它们的低风险和稳定收入。}

deposit ^{n. an amount of money that is paid into a bank account 存款}

• I'd like to make a deposit into my savings account.
• We have $500. Will it be enough for a deposit? ^{我们有500元。够不够作押金？}
• Every act of honesty is a deposit into your personal bank account and will build strength. ^{诚实的行为像一笔储蓄金，会存入你的个人银行账户并建立你的诚信度。}
• He kept a large portion of his savings in secure cash deposits. ^{他把大部分储蓄放在安全的现金存款中。}

trust ^{n. an organization that manages money or property so that it can help other people or organizations 信托公司}

• Housing trusts help to provide houses for people who are not well off.
• He had set up two charitable trusts.  ^{他已经成立了两家慈善信托机构。}
• The money will be placed in a trust fund for her daughter. ^{这笔钱将投入到为她女儿设立的信托基金里。}

Bull markets are born on pessimism, grow on skepticism, mature on optimism, and die on euphoria. -（Sir John Templeton）