Well, if you go to five reputable stock brokers and ask them what you should do with your money, you're likely to get five different answers, -- even if you give all the relevant information about your age, family, finances and what you want from your investments.

reputable ^{adj. that people consider to be honest and to provide a good service 声誉好的(有名望的)，值得信赖的 = reliable}

• Always choose a reputable company when making a large purchase. ^{进行大额采购时，务必选择一家声誉好的公司。}
• She studied at a highly reputable university in London. ^{她在伦敦一所声誉极高的大学学习。}
• To maintain a reputable business, honesty is crucial. ^{要维持一家有声望的企业，诚信至关重要。}

disreputable ^{adj. considered to be dishonest, bad, illegal etc. 名声差的，品行不端的}

• disreputable behavior
• a disreputable neighbourhood
• He was warned against associating with such disreputable characters. ^{他受到警告，不要与那些声名狼藉的人混在一起。}

broker ^{n. a person who buys and sells things, for example, shares in a business, for other people 经纪人，中间人，掮客}

• A stock broker can execute trades on your behalf and provide investment advice. ^{股票经纪人可以代表你进行交易并提供投资建议。}
• The real estate broker helped the couple navigate the complex legal paperwork for their new home. ^{房地产经纪人帮助这对夫妇处理了购买新房时复杂的法律文件。}
• Using an insurance broker allows you to compare policies from multiple companies at once. ^{通过保险经纪人，你可以一次性比较多家公司的保单。}
• The diplomat helped to broker a peace treaty between the two nations. ^{这位外交官协助斡旋了两国之间的和平条约。}
• He consulted a professional stock broker before making his first investment. ^{他在进行首次投资前咨询了一位专业的股票经纪人。}
• A good stock broker provides advice on buying and selling shares. ^{一位好的股票经纪人提供关于买卖股票的建议。}
• The firm employs several licensed stock brokers to manage client portfolios. ^{该公司雇佣了几位持牌股票经纪人来管理客户的投资组合。}

finances ^{n. [pl.] the money that an organization or person has, and the way that they manage it 经济状况}

• concerns about the company's finances
• She refused to answer questions about her personal finances. 

Moral? There is no one 'right' way to structure a portfolio.

Moral ^{寓意，教训}

• The Moral of the story is that honesty is the best policy. ^{这个故事的寓意是诚实是最好的策略。}
• The recent economic crisis offers a clear Moral about the risks of over-borrowing. ^{最近的经济危机为过度借贷的风险提供了一个明确的教训。}
• The film explores various ethical questions, but its final Moral is ambiguous. ^{这部电影探讨了各种伦理问题，但它最终的寓意是模糊的。}

structure ^{v.to arrange the different parts of sth. into a pattern or system in which each part is connected to the others 组织，计划 = organize}

• The exhibition is structured around three topics.
• software that helps users structure their work and their data
• It takes skill to properly structure a portfolio for maximum diversification. ^{适当地构建投资组合以实现最大化分散投资需要技巧。}
• Before you invest, you need to decide how to structure a portfolio based on your risk tolerance. ^{在你投资之前，你需要根据你的风险承受能力来决定如何构建投资组合。}
• His financial adviser helped him structure a portfolio that met his long-term goals. ^{他的财务顾问帮助他构建了一个满足他长期目标的投资组合。}

However, there are undoubtedly some wrong ways, and you can be sure that none of our five advisers would have suggested sinking all (or perhaps any) of your money into Periwigs.

undoubtedly ^{adv. 毫无疑问}

• That is undoubtedly true.
• Undoubtedly, public interest in folk music has declined.
• She is undoubtedly the best candidate for the position. ^{她毫无疑问是这个职位的最佳人选。}
• This painting is undoubtedly a masterpiece of the Renaissance period. ^{这幅画确凿地是文艺复兴时期的一件杰作。}
• The evidence shows undoubtedly that the defendant is guilty. ^{证据毫无疑问地表明被告是有罪的。}

adviser ^{n. a person who gives advice, esp. sb. who knows a lot about a particular subject 顾问}

• a financial adviser 
• a special adviser to the President on foreign affairs

would ^表推测

• It's no use talking to Henry ― he wouldn't understand. ^推测现在
• Where would he have hidden the keys? ^推测过去

suggest doing sth. ^{建议做某事}

• Joan suggested asking her father for his opinion.

sink ^{v. to spend a lot of money on sth. 花大笔钱(打水漂的钱)}

• They sank their entire savings into their house.
• Many investors made the mistake of sinking all their money into volatile tech stocks. ^{许多投资者犯了把所有钱投入波动性科技股的错误。}
• He regretted sinking so much money into the failing startup. ^{他后悔把这么多钱投入到这家失败的初创公司。}
• Be cautious about sinking your money into projects with unproven business models. ^{对于把钱投入商业模式未经证实的项目的行为要保持谨慎。}

periwig ^{n. a type of white wig with curls that people wore in the past 长假发}

• 'Periwigs' is the name of a fictitious company.

fictitious ^{adj. invented by sb rather than true 虚构的}

• All the places and characters in my novel are fictitious.
• The account he gives of his childhood is fictitious.