When anyone opens a current account at a bank, he is lending the bank money, repayment of which he may demand at any time, either in cash or by drawing a cheque in favour of another person.

lend / loan ^{v. 借出}

• He is lending the bank money.^{他正在借钱给银行。}
• While he was eating, I asked him to lend me twenty pounds.

when anyone..., he is... ^{无论是谁（做某事），就等于在...}

• When anyone tries to cross the pass on foot, he is risking his life.^{无论是谁试图徒步穿越这个山口,就等于在冒生命危险}
• When anyone accesses this data, he is violating the privacy policy. ^{无论是谁访问这些数据他就是在违反隐私政策}

名词 + 介词 + 关系代词 ^{引导非限定性定语从句}

• This echo-location in bats is often compared with radar, the principle of which is similar.
• The most valuable find of all was the ship's log book, parts of which it was still possible to read.
• He has two sons, one of whom died in the war.^{其中一个在战争中阵亡}
• The speaker posed four questions, the answers to which proved very illuminating.^{这些问题的答案被证明非常具有启发性}

repayment of... / repay / pay back ^{偿还、归还}

• He may demand repayment of the money.
• We should repay his kindness. ^{我们应该报答他的好意。}
• He couldn't reasonably be expected to pay back the loan all at once. ^{公平合理地讲，不可能指望他一下子归还全部借款。}

in favor of... ^{以某人/某部门为受款人（支票）}

• ...by drawing a cheque in favour of another person.^{开一张以另一个人为受款人的支票}
• Checks should be written / drawn in favor of School.^{支票应以学校为受款人}
• The check was made out in favor of the landlord.^{支票是开给房东的}

Primarily, the banker-customer relationship is that of debtor and creditor -- who is which depending on whether the customer's account is in credit or is overdrawn.

Primarily  ^{adv.主要地}

• Primarily, the banker-customer relationship is that of debtor and creditor.
• Chiefly, the concern is the safety of the public.
• First and foremost, we must ensure quality.

the relationship between / of ^{...之间的关系}

• The film is eloquent as it explores the relationship between artist and instrument. ^{这部影片探讨艺术家与乐器之间的关系，意味深长。}
• What's the relationship between the two speakers? ^{两位说话者之间是什么关系？}
• The event damaged the relationship of the two countries. ^{这个事件损害了两国关系。}
• Proportion involves the relationship of size between objects. ^{比例涉及的是对象之间的大小关系。}

省略冠词 ^{(语义相对的名词并列，常省略)}

• They threw themselves heart and soul into the project. ^{他们全心全意地投入了这个项目。}
• Could I have a knife and fork? ^{我可以要一副刀叉吗？}
• Please pass me pencil and paper.
• the relation between teacher and student
• the conflict between mother and son
• Father and son went to New York by a morning train.
• We are brother and sister.
• Husband and wife are talking about the boy’s future.

whether / if ^{从句区别（表示“是否”，结论：用 whether 最安全）}

be overdrawn ^透支

• The customer's account is overdrawn.
• Your account is in the red.^{有赤字/透支}

But, in addition to that basically simple concept, the bank and its customer owe a large number of obligations to one another.

in addition to ^{除了...之外，还...}

• In addition to all her other qualifications, Bessie was an expert cook.
• In addition to intelligence, they also symbolize affluence and wealth. ^{除了智慧，它们也象征着富足和财富。}
• In addition to the sale, we're running a promotion for complimentary tailoring if you need it. ^{除了打折，如果你需要的话，我们的促销活动还包括免费的剪裁服务。}

owe / have obligations to sb. ^{对某人有义务}

• Parents owe / have obligations to their children. ^{父母对他们的孩子负有义务.}
• He felt he had an obligation to help. ^{他觉得他有义务帮助}

one another / each other ^{互相(没有任何区别)}

• The bank and its customer owe obligations to one another / each other. 
• They often write to each other / one another.

Many of these obligations can give rise to problems and complications but a bank customer, unlike, say, a buyer of goods, cannot complain that the law is loaded against him.

give rise to sth. ^{(fml.正式表达) 导致...}

• The president’s absence has given rise to speculation about his health. 
• This can give rise to curious situations, as it did in the case of Alfred Bloggs who worked as a dustman for the Ellesmere Corporation.
• Low levels of choline in the body can give rise to high blood pressure.^{体内胆碱含量低可引发高血压。}
• This can give rise to curious situations。 ^{这能增加好奇心。}
• These are the cells thought to give rise to tumors. ^{据说这些细胞是导致肿瘤的生长的细胞。}

sth. is loaded against... ^{对...不公平 used to say that a system, situation, or organization is unfair and some people have a disadvantage}

• The justice system is loaded against ethnic minorities.^{司法系统对少数民族不公平}
• The dice were loaded against the visiting team.^{局势对客队不利}