delinquent

/dɪˈlɪŋkwənt/📚 17509 94 1雅思GREgmat
Someone, usually a young person, who is delinquent repeatedly commits minor crimes. (尤指青少年) 累犯的

adjective [原级]有过失的;怠忽的;拖欠债务的

...a legal shortcut to take homes from delinquent borrowers.
…一个取得拖欠贷款者房产的法律捷径。

noun [专属名词]流氓;行为不良的人;失职者

Someone would need to pay the $180,000 delinquent tax note at auction.
有人需要在拍卖中支付18万美元的拖欠税款。

de(分离) + linqu(离开) + ent(形容词后缀) → 离开自己的岗位的 → 失职的; 违法的
单词造句:
网友用“Delinquent”造句精选
...homes for delinquent children. …少管所。
...a nine-year-old delinquent. …一名9岁的少年犯。
Lenders of all stripes clearly prefer to foreclose on delinquent borrowers. 对于逾期不还贷的借款人,形形色色的放款人明显青睐没收他们的房产。
That would allow the loan to be classed as "current" rather than "delinquent". 这样起码他们可以把贷款归类为“还贷中”,而不是“拖欠中”。