If you say that something is costly, you mean that it costs a lot of money, often more than you would want to pay. 昂贵的
adjective [原级] 昂贵的,值钱的;造成严重损失的,代价大的
Having professionally made curtains can be costly, so why not make your own? 买专业制造的窗帘可能很贵,你为什么不自己做呢?